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Three ways credit unions can enhance their credit card programs

Credit card programs are one of many areas where the credit union difference shines. Credit unions generally have lower interest rates and a responsible reputation, based on the comparatively low industry delinquency and charge-off rates reported by CUNA. It’s no wonder CU share of the market of revolving credit has almost doubled in the past decade (Federal Reserve’s G.19 Report). Has your credit union been part of this growth? Whether it has or not, taking time to regularly review and update your credit program can make the difference for you and your members. Below are three ways to enhance your credit card program and attract higher participation.1 – Strengthen Your Rewards Strategy Start pumping up your strategy with customized programs. Investigate possibilities like cash-back or charitable donation redemptions. Develop relationships with local merchants that offer redemption options. Don’t stop there! Travel rewards offer many options beyond traditional credits including free travel accident insurance and other perks like airport lounge access, late hotel checkout, and more. Review how you manage your programs. Do you set firm dates for promotions? Deadlines encourage members to take action. From our own experience with balance transfer promotions, we’ve noticed many instances where 50% of the transferred funds came in during the last two weeks of the campaign.  2 – Energize Your Marketing Efforts Achieve better focus by creating an annual marketing calendar. To reach new age demographics, concentrate on digital marketing efforts. By including financial tips and news on your site, you can reinforce your credit union’s reputation as a valuable resource. Keep your members updated with emails that address their specific needs. Many platforms exist that can help you gain insights into members’ interests and send them relevant messages.3 – Create Symbiotic Relationships – What Benefits Your Credit Union Can Also Benefit Your MembersIf you want to attract members to your credit program, few things are more important than a good rewards strategy, but challenges like interest rate caps, program costs, and fraud can make offering a competitive rewards program difficult. Fortunately, cost-free referral programs specially designed for credit unions are available. They handle the implementation process for credit unions, from underwriting and printing to delivering the plastic and managing the accounts. They even offer zero liability and monitoring to help protect against costly fraud. By reducing some of the costs and burdens, these partners help empower credit unions to offer competitive credit programs.A prime example of a credit card referral program providing high-levels of service to credit unions is the EZ Launch program offered by LSC®. No set-up fees and free marketing materials are only the start of what it offers. EZ Launch pays credit unions for referring the program to members! Is your credit union looking for a new provider or considering offering a credit card for the first time? Check out EZ Launch from LSC, where members benefit from competitive interest rates and a quality rewards program.https://www.cuna.org/uploadedFiles/Advocacy/Actions/Comment_Calls,_Letters_and_Testimonies/2019/Letters/2019%20CFPB%20Credit%20Card%20Market%20Review.pdfhttps://www.federalreserve.gov/releases/g19/HIST/cc_hist_r_levels.html 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Phil Seely Phil is the Senior Director of Portfolio Development for LSC having joined the Illinois Credit Union System in 2011 from Fidelity National Information Services. He has been working with credit … Web: www.lsc.net Details read more

LeBron James scores 38 as Lakers avoid collapse against Pacers

first_img AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREUCLA alum Kenny Clark signs four-year contract extension with Packers“That’s the challenge of things I’ve been kind of battling with since the season started: How much do I defer and allow some of our young guys to kind of try to figure it out and how much do I try to take over games?” he said. “I think tonight was one of those instances where they looked at me and they wanted me to close the game.”From the point the Lakers led 89-88 with less than 4:40 left, James scored 12 of the Lakers’ final 15 points and assisted on the others (a Kentavious Caldwell-Pope 3-pointer). It was a needed win after back-to-back losses and started a four-game homestand on a positive note.But it did little to build the confidence of a team that finds itself squarely in the tightly packed middle of the Western Conference standings. There were still some lingering issues, including 18 Lakers turnovers and allowing Indiana to shoot more than 43 percent from 3-point range. The Lakers have also seen other games busted by letdowns in the middle quarters, an area where they’re still figuring out how to stave off stagnancy.“What we have to understand is teams are gonna make runs,” James said. “That’s what the NBA is all about. Teams are going to make runs. We can’t stop being aggressive offensively and defensively. We start to let our energy get low and we start to turn the ball over.”Thursday night began more auspiciously: A rare sense of purpose and keen focus characterized the opening minutes for the Lakers, as they began on a 13-0 run. Four of their first six baskets came at the rim, as Brandon Ingram and Kyle Kuzma paced the early attack. PreviousLos Angeles Lakers guard Lonzo Ball, left, and Indiana Pacers guard Darren Collison shake hands after an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)The Lakers’ Lonzo Ball #2 looks to pass as the Pacers’ Myles Turner #33 moves during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Brandon Ingram #14 dunks the ball during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG) SoundThe gallery will resume insecondsThe Lakers’ Josh Hart #3 lays the ball up as the Pacers’ Bojan Bogdanovic #44 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ JaVale McGee #7 looks to shoot as the Pacers’ Domantas Sabonis #11, Myles Turner #33 and Tyreke Evans #12 defend during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 shoots as the Pacers’ Myles Turner #33 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kyle Kuzma #0 dunks the ball as the Pacers’ Tyreke Evans #12 looks on during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kyle Kuzma #0 dunks the ball as the Pacers’ Tyreke Evans #12 looks on during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 passes the ball as Pacers’ Myles Turner #33 and Bojan Bogdanovic #44 defend during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Josh Hart #3 lays the ball up as the Pacers’ Aaron Holiday #3 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Josh Hart #3 steals the ball away from the Pacers’ Doug McDermott #20 during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Brandon Ingram #14 shoots as Pacers’ Myles Turner #33 and Domantas Sabonis #11 defend during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Lakers’ coach Luke Walton shouts instructions as JaVale McGee #7 and Tyson Chandler #5 high five during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kyle Kuzma #0 chases a loose ball as the Pacers’ Bojan Bogdanovic #44 move in during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James shoots as the Pacers’ Bojan Bogdanovic, left, and Myles Turner defend during Thursday’s game at Staples Center. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 shoots as Pacers’ Bojan Bogdanovic #44 and Myles Turner #33 defend during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 moves the ball up court as the Pacers’ Bojan Bogdanovic #44 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Los Angeles Lakers guard Lance Stephenson, center, has his shot blocked by Indiana Pacers forward Doug McDermott, right, as forward Domantas Sabonis helps defend during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)The Lakers’ JaVale McGee #7 shoots as the Pacers’ Myles Turner #33 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ JaVale McGee #7 shoots as the Pacers’ Myles Turner #33 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Indiana Pacers guard Darren Collison, left, shoots as Los Angeles Lakers guard Lonzo Ball defends during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers coach Luke Walton gestures to his team during the first half of an NBA basketball game against the Indiana Pacers on Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, center, shoots as Indiana Pacers forward Bojan Bogdanovic, left, of Croatia, and center Myles Turner defend during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Indiana Pacers guard Tyreke Evans, center, shoots as Los Angeles Lakers center Tyson Chandler, right, blocks his shot while forward Brandon Ingram watches during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Indiana Pacers guard Darren Collison, left, takes a loose ball away from Los Angeles Lakers forward LeBron James during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Indiana Pacers forward Thaddeus Young, left, shoots as Los Angeles Lakers center JaVale McGee defends during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward Brandon Ingram dunks as Indiana Pacers center Myles Turner watches during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers head coach Luke Walton gestures to his team during the first half of an NBA basketball game against the Indiana Pacers Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, right, shoots as Indiana Pacers forward Bojan Bogdanovic defends during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers guard Josh Hart, right, dribbles past Indiana Pacers guard Aaron Holiday during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers center JaVale McGee, top, goes up for a dunk as Indiana Pacers center Myles Turner defends during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James gestures during the first half of an NBA basketball game against the Indiana Pacers Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, center, talks with head coach Luke Walton during the first half of an NBA basketball game against the Indiana Pacers Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kentavious Caldwell-Pope #1 reacts after hitting a 3-point shot during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Pacers’ Domantas Sabonis #11 shoots as the Lakers’ Michael Beasley #11 during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Pacers’ Domantas Sabonis #11 shoots as the Lakers’ Michael Beasley #11 during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Brandon Ingram #14 blocks the shot of the Pacers’ Domantas Sabonis #11 during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kyle Kuzma #0 shoots as the Pacers’ Thaddeus Young #21 defends during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Tyson Chandler #5 fouls Pacers’ Domantas Sabonis #11 during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Lakers coach Luke Walton during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kentavious Caldwell-Pope #1 dunks the ball during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ Kyle Kuzma #0 shoots during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 lays the ball up as Pacers’ Bojan Bogdanovic #44 and Myles Turner #33 defend during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 shoots during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Lakers JaVale McGee #7, LeBron James #23 and Lonzo Ball #2 during their game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)The Lakers’ LeBron James #23 reacts after hitting a 3-point shot late in the game against the Pacers at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. The lakers beat the Pacers 104-96. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)Indiana Pacers guard Darren Collison, left, shoots as Los Angeles Lakers guard Lonzo Ball defends during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, center, shoots as Indiana Pacers center Myles Turner, left, and guard Cory Joseph defend during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Indiana Pacers forward Domantas Sabonis shoots as Los Angeles Lakers forward Michael Beasley defends during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, right, shoots as Indiana Pacers center Myles Turner defends during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Indiana Pacers forward Domantas Sabonis (11) reacts after being charged with a foul as Los Angeles Lakers center Tyson Chandler stands in the background during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Indiana Pacers guard Darren Collison, left, shoots as Los Angeles Lakers guard Lonzo Ball defends during the first half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. (AP Photo/Mark J. Terrill)Indiana Pacers coach Nate McMillan, right, talks with referee David Jones during the second half of the team’s NBA basketball game against the Los Angeles Lakers on Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Indiana Pacers forward Domantas Sabonis, right, of Lithuania, shoots over Los Angeles Lakers forward LeBron James, but is called for charging during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)Los Angeles Lakers forward LeBron James, right, shoots as Indiana Pacers center Myles Turner defends during the second half of an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers smiles during the first half against the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Tyreke Evans #12 of the Indiana Pacers is fouled on his dribble by Brandon Ingram #14 of the Los Angeles Lakers during te first half at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Domantas Sabonis #11 of the Indiana Pacers scores over JaVale McGee #7 of the Los Angeles Lakers during the first half at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Josh Hart #3 of the Los Angeles Lakers celebrates a Laker fast break score during the first half against the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers talks with Luke Walton during the first half against the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Tyreke Evans #12 of the Indiana Pacers has his shot blocked by Tyson Chandler #5 of the Los Angeles Lakers with Brandon Ingram #14 during the first half at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers has the ball stolen by Darren Collison #2 of the Indiana Pacers during the first half at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Lonzo Ball #2 of the Los Angeles Lakers comes around a screen during the first half against the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Brandon Ingram #14 of the Los Angeles Lakers dribbles around Domantas Sabonis #11 and Cory Joseph #6 of the Indiana Pacers during the first half at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers celebrates his three pointer with Kyle Kuzma #0 during a 104-96 win over the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers scores as he is fouled by Myles Turner #33 of the Indiana Pacers in front of Bojan Bogdanovic #44 during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers drives on Cory Joseph #6 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Josh Hart #3 of the Los Angeles Lakers scores on a layup between Domantas Sabonis #11 and Cory Joseph #6 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23, Kyle Kuzma #0 and Kyle Lonzo Ball #2 of the Los Angeles Lakers talk during a 104-96 win over the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers keeps his dribble in front of Thaddeus Young #21 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Kentavious Caldwell-Pope #1 of the Los Angeles Lakers fakes a shot in front of Aaron Holiday #3 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Josh Hart #3 of the Los Angeles Lakers reacts to his basket and foul from Domantas Sabonis #11 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Brandon Ingram #14 of the Los Angeles Lakers attempts to save a ball out of bounds in front of Domantas Sabonis #11 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Tyson Chandler #5 of the Los Angeles Lakers reacts for a foul in front of Myles Turner #33 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Tyson Chandler #5 of the Los Angeles Lakers commits a flagrant foul on Domantas Sabonis #11 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers shoots over Thaddeus Young #21 of the Indiana Pacers during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: Tyson Chandler #5 of the Los Angeles Lakers celebrates a lead over the Indiana Pacers with Josh Hart #3 and LeBron James #23 during a 104-96 Laker win at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)LOS ANGELES, CA – NOVEMBER 29: LeBron James #23 of the Los Angeles Lakers celebrates his three pointer during a 104-96 win over the Indiana Pacers at Staples Center on November 29, 2018 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)Los Angeles Lakers guard Lonzo Ball, left, and Indiana Pacers guard Darren Collison shake hands after an NBA basketball game Thursday, Nov. 29, 2018, in Los Angeles. The Lakers won 104-96. (AP Photo/Mark J. Terrill)The Lakers’ Lonzo Ball #2 looks to pass as the Pacers’ Myles Turner #33 moves during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)NextShow Caption1 of 84The Lakers’ Lonzo Ball #2 looks to pass as the Pacers’ Myles Turner #33 moves during their game at the Staples Center in Los Angeles, Thursday, Nov 29, 2018. (Photo by Hans Gutknecht, Los Angeles Daily News/SCNG)ExpandLOS ANGELES — At the beginning, a tour de force. At the end, a strong finale from LeBron James.But the middle portions of the Lakers’ 104-94 victory over the Pacers on Thursday night – that’s what will keep fans restless.A cursory glance at the boxscore won’t reveal how much the Lakers (12-9) struggled in their half-court offense, how they couldn’t find much to stem a strong night from Domantas Sabonis (20 points, 15 rebounds), how they bumbled away their biggest first-quarter lead of the season and looked vulnerable against a Pacers team that was playing without All-Star Victor Oladipo.James’ 38 points swept much of the uglier parts under the rug. He stormed into the paint at the finish and even took a charge as part of his effort to bring his team back from its lapses in the second and third quarters. But it took his sublime finish for the Lakers to come out on top – underscoring a dilemma for James and the team since the season started. Above all, they protected the rim: The Lakers piled up seven rejections before seven minutes had ticked off the clock. An early pair of blocked shots by JaVale McGee and a phenomenal effort by Lonzo Ball to chase down Darren Collison on a fastbreak layup attempt sent a charge through the arena.“Communication. Effort. Following game plan. Everything,” Coach Luke Walton said of the start. “It was as good as we can play defensively, really.”James, who finished with nine rebounds, seven assists and two steals, seemed to be the guiding force on offense early, scoring 14 points and notching four assists as the Lakers amassed a 38-15 lead, the franchise’s biggest first-quarter lead in 14 years. James played the entire first quarter, every basket feeling like a collective flex of the Lakers’ true might.And then it started crumbling.It was a gradual erosion, but steady, as the Lakers missed 16 shots in the second quarter and turned it over six times. Sabonis also came alive for Indiana, scoring 14 of his points in the second quarter.With three-and-a-half minutes left, the Lakers still led by 16 points, but they didn’t score for the remainder of the half as the Pacers closed on a 10-0 run.Related Articles Trail Blazers beat Grizzlies in play-in, earn first-round series with the Lakers Lakers practice early hoping to answer all questions “When the ball gets stagnant on offense and people start making individual plays instead of the team play, then the energy drops on defense,” Walton said. “Then you don’t rotate for the guy that just didn’t pass you the ball. It’s human nature, whether you mean to or not.”In the third quarter, the unthinkable happened as the once-24-point lead collapsed to nothing. The Pacers even led, 69-66, after a Tyreke Evans 3-pointer at the 4:45 mark. The Lakers quickly responded with a 14-4 run to end the quarter, but they struggled to keep ahead after that until James’ clinching run.Walton didn’t want to gloss over other happy developments for the Lakers. Ball was able to start after spraining his ankle in Denver, and while he had only two points in the game, he contributed eight rebounds and two blocked shots. The team also got a boost from Josh Hart (13 points), who looked more fluid and energized than he has since injuring his own ankle last week in Cleveland.The net sum is positive for the Lakers, who continue their homestand Friday night against the Dallas Mavericks. But as they well know, there’s plenty of room for improvement.Fortunately for the Lakers, James’ presence leaves some room for error.“There’s times in the game where you’re LeBron James … you’re going to take over,” Walton said. “And he knows when those times are. And he’s good at that.”center_img Trail Blazers, Grizzlies advance to NBA play-in game; Suns, Spurs see playoff dreams dashed Lakers, Clippers schedules set for first round of NBA playoffs How athletes protesting the national anthem has evolved over 17 years Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more

South Hills Judo Club champions honored by City Council

first_imgCHAMPIONS HONORED—The South Hills Judo Club champions were honored by Pittsburgh City Council March 29 for their recent accomplishments at the 2010 Pennsylvania State Judo Championships. From left: City Councilwoman Natalia Rudiak, Devin King (1 Silver and 1 Bronze in his weight and age division), Robert McGill (1 Silver and 1 Bronze in his weight and age division), Dashawn Dixon (1 Silver in his division), Dequon Layne (Silver and Bronze in his weight and age division) and Eric Throne (2 gold medals in his division and a silver from the Ocean State Internationals. Not shown are Tony Nelson, their manager, and Brian Foltz from Allegheny Youth Development. The club is located in Carrick and its mission is to positively affect the character, fitness and lives of its members and the community through the principle of “mutual benefit and welfare.”last_img read more