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CIBCs Simplii Financial direct banking launches but customers find glitchesCIBCs Simplii Financial direct banking launches but customers find glitches

first_imgTORONTO – The launch of CIBC’s new Simplii Financial direct banking brand on Wednesday has not gone exactly to plan, as some customers are finding glitches with the new offering.The bank (TSX:CM) has switched over customers from President’s Choice Financial to Simplii after reaching a deal with Loblaw Cos. Ltd. (TSX:L) in August.The companies decided to end a decades-long partnership and go their separate ways, with Simplii taking the savings, chequing and mortgage accounts and PC Financial keeping its MasterCard credit cards and PC Plus points program.Some customers say they have found long call waits for customer services, and others are complaining on Twitter that the mobile application isn’t working or that they’re unimpressed with the changes.“There are no innovations. They simplii just changed the app logo and colour. It’s still the worst mobile banking app in Canada,” tweeted Andrew Chisholm.Others were simply confused about where their new banking cards are (they will be mailed out between today and next April) and while some were pleased by new Simplii offerings such as free e-transfers.The company has responded on Twitter saying that its mobile app is being updated throughout the day and suggesting customers delete and reinstall the app if they have issues.Communicating with customers is key in situations like this, said IDC Canada associate analyst Bob Smythe, adding that any impact on the brand will be limited if problems are fixed quickly.“In any situation where someone’s forced to do something, you’re going to find people who are annoyed. But I guess it depends how smoothly it goes over the next couple of days.”“I think if it carried on for very long it would be a problem but, if it’s rectified quickly, they can overcome any negative feelings,” Smythe said.In announcing the deal in August, CIBC (TSX:CM) promised a smooth transition for existing PC Financial clients, with no changes to account numbers, mortgage terms or automatic payments and deposits.CIBC spokeswoman Olga Petrycki said by email Wednesday that the company “seamlessly transitioned nearly 2 million clients to Simplii today,” and that the technical issue experienced by a few people was limited to a slow refresh of the Apple app that customers could solve by reinstalling it.last_img read more

Why maternity benefit act not applicable to adhoc staff Delhi HC asksWhy maternity benefit act not applicable to adhoc staff Delhi HC asks

first_imgNew Delhi: The Delhi high court on Wednesday questioned why the Maternity Benefit Act would not be applicable to the ad-hoc employees of the Delhi University (DU) when it was applicable to contract labourers of any establishment or government undertaking.The query by Justice Suresh Kait was posed to the DU while issuing notice to the Centre, the university and the Aurobindo College here, seeking their stand on a female ad-hoc professor’s plea alleging that she was denied maternity leave as she was not a permanent employee. Also Read – After eight years, businessman arrested for kidnap & murder”If it (the Act) is applicable to any shop or establishment or government undertaking or government institution, then why not to the university is the question,” the court said. It further asked, “Why not applicable to ad-hoc when it (the act) is applicable to contract labourers?” The court listed the matter for further hearing on August 5 last year. During the brief hearing, the college said the professor’s application for maternity leave was forwarded to the DU and a response was awaited. Also Read – Two brothers held for snatchingsIt also told the court that the petitioner had not contended that the Act was applicable to the college or the university. The lawyer representing the DU told the court that there were no rules or regulations in the university to provide maternity benefit to ad-hoc employees. The woman, in her plea, has contended that under the Maternity Benefit Act, she is entitled to six months’ leave, but the university did not grant her the relief as she was not a permanent employee and was employed on ad-hoc basis.last_img read more

HallOfFame Careers That Cooperstown Never Gave The Time Of DayHallOfFame Careers That Cooperstown Never Gave The Time Of Day

SSLuis Aparicio42.224.56198484.6 HOF LIKELIHOOD …ACTUAL BALLOT RESULTS RPBruce Sutter22.66.713200676.9 OFJim Wynn48.444.919830.0 OFKirby Puckett43.323.91200182.1 3BPaul Molitor55.938.31200485.2 HOF LIKELIHOOD …ACTUAL BALLOT RESULTS SPRick Reuschel54.852.219970.4 3BDick Allen53.243.119833.7 RPTom Gordon29.313.820150.4 1BJohn Olerud49.440.420110.7 OFKenny Lofton56.771.720133.2 OFLou Brock37.59.31198579.7 The Hall of Fame’s Anti-One-and-Done teamFor each position, the player who had the lowest likelihood of making the Hall of Fame (based on JAWS) among players who were actually inducted (1979-2017) SSJim Fregosi42.938.319841.0 CTed Simmons44.253.1%19943.7 CCarlton Fisk54.080.6%2200079.6 POS.PLAYERJAWS*HOF %YRS ON BALLOTYR ELECTEDVOTE % OFJim Edmonds53.964.120162.5 Not every player on the team above is worse than his counterpart on the One-and-Done All-Stars. (For instance, Carlton Fisk, the “worst” catcher inducted, was far superior to Simmons.) But most were — and as a result, our team of one-and-done candidates would be favored to beat those Hall of Famers about 52 percent of the time at a neutral field.8According to Bill James’s log5 method of comparing two team’s winning percentages. Based on JAWS, even the second-most unlikely team of inducted Hall of Famers9C Ivan Rodriguez1B Harmon Killebrew2B Craig BiggioSS Ozzie Smith3B Brooks RobinsonOF Dave WinfieldOF Willie StargellOF Billy WilliamsSP Don DrysdaleRP Rollie Fingers is only roughly as good as our All-One-and-Done team, with each clocking in around 100-win talent in a typical season. (That second team is extremely star-studded, and in many cases also beloved by a single team’s fan base, which offers clues into what helps generate Hall of Fame traction — or, in the case of Lofton, who played for 11 teams in his career, helps take it away.)Unfortunately for the Kenny Loftons of the world, there’s little precedent for a player eventually making the Hall through the Veteran’s Committee after going one-and-done in the BBWAA ballot. Longtime Cubs third baseman Ron Santo is the only player since 1979 to pull off the feat, finally receiving a posthumous election in 2011 after years of lobbying from more sabermetrically inclined analysts (and an army of Chicago fans).Perhaps Lofton & Co. will get to tell their own redemption tales at the Hall of Fame podium someday. But for now, remember that even as Raines take his place among baseball’s greatest stars this weekend, there are plenty of other deserving players whose candidacies were dashed in the shadows of the ballot after barely getting a chance. *JAWS measures a player’s Hall of Fame qualification using a combination of his career and seven-year peak wins above replacement.Sources: Baseball-Reference.com, FanGraphs, Lahman DB 2BRoberto Alomar53.970.42201190.0 SPCatfish Hunter34.55.53198776.3 Based on the historical relationship between an MLB team’s total JAWS from its starters (at the positions listed above) and its record, our team of snubs would figure to win about 100 games in a typical season, depending on how close the players were to their primes. By comparison, the lowest-probability team of actual Hall members voted in over the same span would figure to win 96 or so games in an average season: The Hall of Fame’s All-One-and-Done teamFor each position, the player who had the highest likelihood of making the Hall of Fame (based on JAWS) among players who dropped off the ballot after only one year (1979-2017) 1BTony Perez47.230.89200077.2 POS.PLAYERJAWS*HOF %YEAR ON BALLOTVOTE % At long last, Tim Raines will officially be a Hall of Famer. The longtime Montreal Expos outfielder was voted into the Hall last winter in his 10th (and final) year on the ballot, after years of lobbying by media members and analysts who emphasized Raines’s advanced stats, rather than his more modest traditional ones. Raines’s induction this Sunday has been hailed as monumental in the effort to populate Cooperstown with more sabermetrically accomplished ballplayers.It’s too bad, though, that so many qualified candidates have already been passed over — and some only lasted a year on the ballot. Take, for instance, former Cleveland Indians center fielder Kenny Lofton, a player with a comparable résumé to Raines. Out of the 569 ballots cast for the Hall in 2013, only 18 (3.2 percent) carried Lofton’s name, causing him to drop off of the Baseball Writers’ Association of America’s (BBWAA) ballot forever. (Players named on at least 75 percent of ballots are elected to the Hall; those named on fewer than 5 percent fall off the ballot.)According to JAWS,1Or the “Jaffe WAR Score system” — so named for its creator, sabermetrician Jay Jaffe. a system that measures Hall of Fame worthiness using wins above replacement,2In this case, I calculated my own version of JAWS using an average of the WAR numbers provided by Baseball-Reference.com and FanGraphs. Lofton is the eighth-best Hall-eligible center fielder in modern3Since 1901. baseball history, checking in slightly behind HOF member Duke Snider and slightly ahead of two other members, Andre Dawson and Richie Ashburn. A regression I ran using JAWS4Specifically, I ran a logistic regression between a player’s JAWS components (his career and peak seven-year WAR) and his HOF status, with dummy variables for each position (some positions have a higher or lower JAWS threshold than others). thinks a player of Lofton’s caliber should make the Hall about 72 percent of the time. Instead, he fell off the ballot after just one appearance — a farcical outcome for one of the most electrifying players in the game’s history.And Lofton isn’t even the most egregious one-and-done snub since 1979, when the policy of dropping players with fewer than 5 percent of the vote was enacted. You could build an entire All-Star team of players whose numbers seem Hall-worthy but got booted off the ballot after just one try.There’s longtime California Angels second baseman Bobby Grich, whose JAWS numbers suggest an 89 percent Hall probability. Yet Grich somehow received only 11 votes (2.6 percent) in 1992. Then there’s recently retired center fielder Jim Edmonds (64 percent), whose career was roughly as good as Ashburn’s by JAWS, despite what all but 11 voters thought in 2016. Even the less-probable members of the All-One-and-Done Team were borderline cases, such as catcher Ted Simmons (53 percent), pitcher Rick Reuschel (52 percent) and outfielder Jimmy Wynn (45 percent).Like Raines and Lofton, these players were overlooked because they fell well short of Cooperstown’s traditional stat benchmarks. Reuschel didn’t win 300 games.5He won 214. Edmonds didn’t hit 500 home runs.6 He hit 393. But through the lens of sabermetrics, each player’s Hall candidacy has taken on more legitimacy — albeit far too late. Even with advanced metrics, you can make an argument for why each player shouldn’t be in the Hall, but it’s still tough to justify how they couldn’t even stay on the ballot longer than a year.According to my JAWS-based HOF probability metric, here’s the All-One-and-Done roster:7I excluded third baseman Ron Santo, who was later inducted via the Veteran’s Committee, as well as pitcher Kevin Brown, whose exclusion from the Hall can be explained by being listed on the Mitchell Report for the use of performance-enhancing drugs. 2BBobby Grich60.488.819922.6 *JAWS measures a player’s Hall of Fame qualification using a combination of his career and seven-year peak wins above replacement.Sources: Baseball-Reference.com, FanGraphs, Lahman DB OFJim Rice44.126.615200976.4 read more

How The Rays Are Surprising Baseball AgainHow The Rays Are Surprising Baseball Again

The Tampa Bay Rays are not supposed to be in first place in the AL East. Since 2008, the Rays have never ranked higher than 20th in payroll. This season, the Rays opened with a payroll $176 million less than the Red Sox and $144 million less than the Yankees. There are underdogs and then there are the Rays.Yet, it’s a few weeks into the 2019 season, and the Rays are still in first place. And our projections predict that they’ll be a playoff team. It’s still early, of course, and the Rays’ hot start could cool as more games are played — and they did take a tumble over the weekend against the Red Sox. But they’ve been so successful — going into the weekend, their pitching staff had the lowest ERA and fielding-independent pitching in the majors and no lineup was making more quality contact, for example — that it’s worth trying to make sense of how the Rays are defying the odds. It’s not just homegrown talent and innovative strategies propelling them this year, though the defensive shifts and the reliever openers are still happening. Instead, they’ve found yet another way to win: They’re getting more out of other clubs’ players.Their top two and three of their top six position players this season were acquired from teams via trade during the last calendar year, and the 2.5 wins above replacement (WAR), according to FanGraphs’ measurement, of those three accounts for almost half of the Rays’ position player total. And their top pitcher to date, Tyler Glasnow, was acquired in the same July 31 trade with the Pittsburgh Pirates that brought them their best position player, Austin Meadows.1Meadows was placed on the injured list Sunday with a thumb strain.“We feel very strongly about our ability to get the best out of guys,” Chaim Bloom, Tampa’s vice president of baseball operations, told FiveThirtyEight last summer.Two of those guys — third baseman Yandy Diaz, acquired in a December trade, and Glasnow — provide a glimpse into what the Rays might be doing right, and why this surprising start might be sustainable. Prior to arriving in Tampa, Diaz was known for an excellent batting eye and elite exit velocity. From 2017-18, among batters to put at least 200 balls in play, Diaz ranked 13th in average exit velocity (91.7 mph). But that didn’t translate to power as well as we might have expected. He hit only one home run in 299 plate appearances in Cleveland and had the fourth-lowest launch angle among that same cohort, at 1.9 degrees. (The MLB average this season is 12.3 degrees.) Diaz was pounding ground balls into the turf too often. With the Pirates last season, Glasnow, a once highly touted prospect, found himself in a long-relief role. He had lost his command and his confidence. What the Rays acquired at the trade deadline was a struggling pitcher, but one with intriguing underlying skills: a sharp breaking ball and a fastball that ranked at the top of the “perceived velocity”2Perceived velocity combines actual velocity with extension, or how closely a pitcher releases the ball toward home plate. leaderboard since his debut. Glasnow’s average fastball of 96.7 mph looks like it’s going 99.3 mph because he releases the ball, on average, 7.6 feet in front of the pitching rubber. (He ranks first in the majors in perceived velocity this season.) The data-heavy Rays began with a simple message to Glasnow: Trust that your fastball will still work in the strike zone.“I tried to express to him that he could be really aggressive in the strike zone,” Rays pitching coach Kyle Snyder said. “The guy is 6-foot-8. He throws the ball from 52 and a half feet [from home plate]. He’s an upper 90s guy. It’s an all-power, no-art approach. I just think the more he understood that the hitter in the box had to respect the fastball and cheat to it, the better the breaking ball was going to be.”Glasnow’s share of pitches thrown within the strike zone has increased by 4.7 percentage points this season, the 24th greatest improvement in the majors, just behind teammate and reigning AL Cy Young winner Blake Snell. While it’s early, Glasnow has also had the sixth-greatest decline in walk rate in the sport (5.9 percentage points).Glasnow said the team also wanted him to focus on keeping his fastball elevated and his curveball down, while throwing the latter more frequently.While he and the Pirates had agreed in 2018 to change his approach to one similar to what the Rays are espousing, Glasnow said it was hard to alter how he had thrown since being drafted in 2011. “The [Pirates] were very down in the zone, downhill angle,” he told FiveThirtyEight last September.The Rays reinforced how his elevated fastball and 12-to-6 breaking curve could play together by sharing the same path, or tunnel, before the curveball breaks downward. Making the pitches look similar as they approached the plate would create confusion for batters.“Tunneling is important,” Glasnow said. “It’s definitely more of an emphasis here.”Consider the pitches working in tandem against the White Sox on April when Glasnow struck out 11 over six scoreless innings. His elevated fastball: But the Rays had a plan to get more out of all their batters, particularly those with Diaz’s tendencies. During spring training this year in Port Charlotte, Florida, hitting coach Chad Mottola and the Rays came up with an idea for a practice constraint: They were going to build an on-field wall.They didn’t have what they needed at the spring facility, so they sent a truck 90 miles up I-75 to Tropicana Field, their major league home, to commandeer the netting typically used to shield players and coaches during batting practice. The next morning during batting practice, Rays hitters found a barrier of netting on the infield. They were asked to hit over it — to lift and pull the ball. Another issue last season: Diaz hit 57.1 percent of balls in the air to the opposite field, the fourth-highest mark in the league. That’s not conducive to power: Leaguewide this season, 33.4 percent of fly balls hit to the pull side have gone for homers but just 5.2 percent of those hit to the opposite field.It’s not an ideal batted-ball profile for a player who, well, has muscles like these: “He was never given the opportunity with Cleveland in a way he thought he deserved,” Mottola said. “Letting him know he’s going to be in the lineup no matter how he plays today, that makes you a better player immediately.”This season, the Rays have the second-lowest share of balls hit to the opposite field. (They had the highest share last season.) The Rays rank second in the majors in average exit velocity (90.3 mph), up from 26th last season (87.0 mph). It’s still early, of course, but those are marked changes.The wall — or something — appears to be working. And his whiff-generating curveball, which currently ranks fifth in vertical movement and 15th in swing-and-miss rate among pitchers who have thrown at least 50 curves, falling below the zone: “I saw it on the internet,” Mottola said of the practice, similar to what the University of Iowa called The Great Wall of Groundball Prevention in 2016. “I said, ‘Why don’t we just do it?’ At the major league level, it wasn’t anything more than a conversion starter. For younger kids, it was a way to stimulate thoughts more than anything.”This spring, the Rays’ Great Wall of Groundball Prevention evolved to focus not just on trying to get the ball in the air but also on getting the ball in the air to batters’ pull side. The team also used pitching machines to produce velocity and spin more like what batters would see in actual games.The Rays wanted to move the point at which hitters contacted the ball to out in front of the plate, which would allow them to pull the ball better, Mottola said. After all, that’s where the most power is generated. When Mottola began his coaching career in the Toronto organization in the late 2000s, he watched as Jose Bautista was taught to change his focus and try to pull everything. He became a star.Whether because of the wall or something else, Diaz has changed the way he’s hitting this season. After an offseason of focus on contact point with the Rays, he’s now pulling 41.4 percent of batted balls, up from 28.9 percent last season — the 26th greatest increase in the sport. He’s hit five home runs in 89 plate appearances so far.Diaz never pulled a home run in Cleveland. He has done so three times in Tampa. Glasnow is first in the AL in ERA (1.53) so far this year after posting a 5.79 ERA in his two-plus seasons in Pittsburgh.Glasnow and Diaz have made what appear to be real skill gains since arriving in Tampa. Of course, the sample size remains small early his season, and they will have to prove that their starts are sustainable. But if the Rays are indeed spinning developmental gold, the team may have landed on a path to long-term success.Check out our latest MLB predictions. read more

Watch Atletico Madrids Lucas runs 34kmhWatch Atletico Madrids Lucas runs 34kmh

first_imgAtletico Madrid defender Lucas Hernandez ran an incredible 34km/h during their victory against Deportivo de la Coruna on SundayThe French international stole the ball from Borja Valle with an impressive run from the center of the field, where he was measured against the winger and ended up snatching the ball.What a tackle by Lucas Hernandez! Reached a top speed of 34kmh! ? #AtletiDépor pic.twitter.com/3sxXWnIS9l— Rambo (@WelshRamsey) April 1, 2018Fati and Suarez shine against Valencia at Camp Nou Tomás Pavel Ibarra Meda – September 15, 2019 With a mesmerizing first half from Ansu Fati and a brace from Luis Suarez in the second half, Barcelona demolished Valencia at Camp Nou.Valencia…Atletico would win the match 1-0 through a Kevin Gameiro penalty in the 34th minute of the encounter with Diego Simeone’s men decreasing the gap between themselves and La Liga leaders Barcelona to nine points, after the Catalan giants drew 2-2 at Sevilla.The supporters at the Wanda Metropolitano will be hoping for more of the same from Lucas on Thursday night, where Atletico will host Portuguese side Sporting Lisbon for the first leg of the quarter-final clash in the Europa League. Simeone’s side are the expected favorites to win the competitions this season.last_img read more

Dugarry on Neymar antics If I was at PSG Id beDugarry on Neymar antics If I was at PSG Id be

first_imgFormer France international Christophe Dugarry has heavily criticised  Neymar for his actions, while Paris Saint-Germain sealed the Ligue 1 titleThe club’s world record signing was absent, while PSG sealed the Ligue 1 title in impressive fashion by defeating last season’s winners AS Monaco 7-1 at the Parc Des Princes Stadium on Sunday.Neymar, who is currently recovering in Brazil from his fractured fifth metatarsal bone in his foot, instead, posted images of him playing a game of poker with his friends, that left Dugarry furious.“How could Neymar not be there with his teammates with the title at stake?” he asked on RMC Sport (via Marca).“They’ve given him the role of leader and he doesn’t even come to share in the win?“How is it possible that PSG can accept that? How can he look his teammates in the eye when he behaves that way?Opinion: Neymar will earn respect back from the PSG fans Tomás Pavel Ibarra Meda – September 14, 2019 After completing his incredible return to Parc des Princes, we predict that Neymar will earn the respect back from PSG supporters.The situation between Neymar…“He’s spitting on the club. I think it is outrageous. If he was at Barcelona, he would have returned with no problem.“If I was at PSG, I’d be very angry.”Dugarry, who was a member of the France squad that won the 1998 World Cup, believes that PSG will never win the Champions League with players like Neymar.“I can’t stand those players who are only worried about themselves because it is the collective which wins games,” said the former Bordeaux forward.“It is never individual players… and yet people think that PSG can win the Champions League with attitudes like that!”last_img read more

Manuel Pellegrini satisfied with his squad ahead of January transfer sessionManuel Pellegrini satisfied with his squad ahead of January transfer session

first_imgAccording to the UK publication, Football London, West Ham United boss Manuel Pellegrini has no intention of rushing into the January transfer market as he is happy with his squad.The Hammers have had a pretty busy summer considering they signed as much as ten new players, with the names of Felipe Anderson, Andriy Yarmolenko, and Jack Wilshere standing out as the most notable ones. In addition to these three, Issa Diop, Fabian Balbuena, Carlos Sanchez, Lucas Perez, Lukasz Fabianski, Ryan Fredericks, and Reece Oxford all arrived at the London Stadium.Roberto Firmino, LiverpoolVirgil van Dijk praises Roberto Firmino after Liverpool’s win Andrew Smyth – September 14, 2019 Virgil van Dijk hailed team-mate Roberto Firmino after coming off the bench to inspire Liverpool to a 3-1 comeback win against Newcastle United.Although West Ham experienced a frustrating start of the season that saw them losing the opening four matches, Pellegrini has managed to put the pieces together over the last few weeks. After two impressive wins over Everton and Manchester United, in which they’ve scored six goals, the former Manchester City manager believes he has a competitive squad at his disposal that doesn’t require new investments.Meanwhile, Javier Hernandez Chicharito might be the player to leave this winter after being on the fringes of the Hammers side since the start of the season. In addition to the former Bayer Leverkusen star, Robert Snodgrass, Aaron Cresswell, and Pedro Obiang have a few potential suitors although it’s hard to expect them leaving before the end of the season.last_img read more

Guardiola Modric to Inter Milan is fantasy talkGuardiola Modric to Inter Milan is fantasy talk

first_imgPep Guardiola doubts that Luka Modric will join Inter Milan at any stage in the near futureThe Fifa and Uefa Player of the Year had been strongly linked with a surprise switch to Inter in the summer transfer window.However, Modric opted to remain at Real Madrid and labelled a move to Inter as “the most stupid thing in history”.But the Croatia captain continues to be linked with the Nerazzurri, which Guardiola dismissed as a pure fantasy.Romelu Lukaku, Serie A, Inter MilanCapello calls Lukaku “a modern striker” Manuel R. Medina – September 14, 2019 The former Italian manager believes Romelu Lukaku is perfectly suited for Antonio Conte’s Internazionale Milan in the Serie A.“There is, what’s it called, fantasy football,” said Guardiola, according to BeSoccer.“When you speak about a player leaving for next year, the market is closed now.”The Catalan coach also downplayed Manchester City’s chances of winning this season’s Champions League.last_img read more

JSIF supports Break The Silence campaign to protect childrenJSIF supports Break The Silence campaign to protect children

first_img Recommended for you Related Items:#magneticmedianews ALERT # 2 ON POTENTIAL TROPICAL CYCLONE NINE ISSUED BY THE BAHAMAS DEPARTMENT OF METEOROLOGY THURSDAY 12TH SEPTEMBER, 2019 AT 9 PM EDT Electricity Cost of Service Study among the big agenda items at September 11 Cabinet meeting Facebook Twitter Google+LinkedInPinterestWhatsAppcenter_img The Luxury of Grace Bay in Down Town Provo Facebook Twitter Google+LinkedInPinterestWhatsAppKingston, Jamaica, January 27, 2017 – The Jamaica Social Investment Fund (JSIF) has provided support to the Office of the Children’s Registry (OCR) ‘Break the Silence’ campaign in the sum of $11.9 million through the Basic Needs Trust Fund.The Break the Silence campaign is an initiative with a multi-pronged approach to protect children against abuse.   It aims to reach victims and their families with a message to speak out and denounce child abuse and break the stigma of shame that surrounds the issue of child sexual abuse as a first step to help.  It was developed after an island wide survey showed that for every 10 adults who admitted that they knew about cases of child abuse, only one was willing to come forward to make a report.Project Manager of the Basic Needs Trust Fund, Celia Dillon, tells JIS News that the JSIF is assisting the Ministry of Education, Youth and Information, under which the campaign falls, to inform persons on the importance of reporting instances of child abuse.  She informs that the JSIF funded the extension of the campaign last year at a cost of $4.8 million, with an additional $7.1 million towards the production of a storybook, which is to come on stream. There is also a training segment to be undertaken. “We assisted the OCR directly in their school tours, focusing mainly on (six) of our schools targeted under the Basic Needs Trust Fund… teaching the students how to report, identify and respond to instances of abuse against children,” Ms. Dillon explains.  The extended ‘Break the Silence’ campaign ran from June to December 2016 and included radio and television advertisements, and information posted on social media platforms.The six schools were: Mandeville Primary, Christiana Moravian Primary and Infant, Old Harbour Primary, Ocho Rios Primary, Discovery Bay All-Age, and Brown’s Hall Primary.  The school tours took the form of open day discussions with representatives from the OCR, Office of the Children’s Advocate and the Child Development Agency.  “Guidance Counsellors in those schools have informed that there has been an increase in cases reported to them. On one side that is sad to hear, but on the other side, the school tours worked and the kids felt comfortable in going to their guidance counsellors to let them know what has been happening to them,” Ms. Dillon says.She notes that the local television and radio aspect of the campaign is finished and efforts are being made to get more funding.  “We are constantly trying to see if we can get additional partners to help us along this journey. We see how relevant it is…we are seeing too much of it in our papers now and our children absolutely need help,” the Project Manager adds.Meanwhile, training workshops are to be held with Ministry of Education Regional Officers, principals, teachers, and Parent-Teacher Association Executives on how to conduct readings with students using the storybook.  Ms. Dillon tells JIS News it is hoped that the book will be released and launched by April this year. The book has received approval from the Ministry of Education, Youth and Information and will be added to the Family Life curriculum.The Storybook package will include: a full colour illustrated storybook, accompanying DVD with illustrations, narration, sign language translation, music and an accompanying teacher’s guide. The message of identifying, responding and reporting abuse is appropriately packaged into a story to suit the target audience of children eight to 12 years old.  There will also be 60 Braille copies of the book, as requested by the Ministry’s Special Education Unit, for distribution in schools.  “This book is targeting vulnerable groups, so it is extremely important that when we are getting this message out there, it gets to all persons who may be affected by cases of child abuse,” Ms. Dillon says.  A mandatory parents’ forum is to be held in each school one to three months after principals and staff have been engaged.The Break the Silence campaign was first launched during the period 2015-16 and it featured several prominent celebrities and business leaders encouraging persons to report physical, sexual and emotional abuse of children.  The programme, supported by the United Nations Children’s Fund (UNICEF), was a direct response to the ‘Knowledge, Attitudes and Practices’ survey on child maltreatment in Jamaica, which the OCR commissioned with technical and financial support from UNICEF.  The OCR received more than 44,000 reports of child abuse for the period 2007-2014.Persons can make a report of child abuse to the OCR by sending an email to: report@ocr.gov.jm; or by visiting the four OCR offices located in Kingston, Manchester, St. Mary and Westmoreland.  Persons can also call the OCR toll free at: 1-888- PROTECT (776-8328) (Flow) Tel: 908-2132, 908-2143 (Flow); 618-5888 (Digicel landline); 754-9133 (Flow); 631-8933 (Flow); 631-8908 (Flow); Cell: 822-7031 (Flow) 878-2882 (Digicel); and Fax: 908-2579. Photo credit: Jamaica Gleanerlast_img read more

Uber can resume selfdriving car tests in PennsylvaniaUber can resume selfdriving car tests in Pennsylvania

first_img More From Roadshow Now playing: Watch this: Top 5 ways to spend your time in a self-driving car CNET Magazine: Check out a sample of the stories in CNET’s newsstand edition.Taking It to Extremes: Mix insane situations — erupting volcanoes, nuclear meltdowns, 30-foot waves — with everyday tech. Here’s what happens. 2020 Kia Telluride review: Kia’s new SUV has big style and bigger value 2020 BMW M340i review: A dash of M makes everything better 2:29 The Pennsylvania Department of Transportation’s authorization arrived Monday, Uber said in its email.”Pennsylvania is significantly invested in the safe and efficient development of automated technology,” the authorization stated. “Uber’s application met the requirements of our guidance that we issued this year.”In November, Uber updated its autonomous vehicle policy to require two safety drivers in each car after a police report concluded that the Uber-branded Volvo XC90’s lone driver was watching The Voice to her phone at the time of the Arizona accident.Uber is lagging behind Waymo, which launched its self-driving car service in a limited capacity in Phoenix earlier this month. 2020 Hyundai Palisade review: Posh enough to make Genesis jealous Share your voice Roadshow Tags Here’s the self-driving car you can take around Las Vegas during CES 1 Uber has clearance to bring its autonomous vehicles back to Pittsburgh. Pavlo Conchar/SOPA Images/LightRocket via Getty Images Uber got Pennsylvania’s thumbs-up to continue its self-driving car tests there.This comes nine months after one of the ride-hailing company’s autonomous vehicles struck and killed a pedestrian in Tempe, Arizona.The company confirmed via email that it received a letter of authorization from the Pennsylvania Department of Transportation. However, Uber noted that its self-driving operations haven’t resumed yet and didn’t offer a timeline for them. Comment 9 Photoslast_img read more

Myth Buster Things that do not affect your credit scoreMyth Buster Things that do not affect your credit score

first_imgReuters fileCredit score is an important aspect that you need to take care of to keep your financial credibility positive in the long term. If you go to a bank and ask for even a small amount loan, then the first thing that banks will do is to check your Credit Score! You may have seen a number of articles on the internet talking about the importance of credit scores for quick loan approvals.A credit report with no errors and a score of 750 or above can help you fetch a good loan smoothly. However, people are often confused about what they should do to maintain a good credit score. As a result, they don’t pay much heed to what can actually affect their credit score. On the other hand, there are some people who pay so much attention to their credit score that they are often left disillusioned.There are few things which can impact your credit score negatively, but if you suspect on everything to negatively impact your score, then you are wrong.In this article, we take a look at some financial matters and habits, which has no connection with your credit score and so bust myths related to it.Income level and job type has no connection to your credit scoreSome people have the misconception that an individual with low or average income have below average credit score and therefore they have less chance of getting a loan from the banks. In reality, income has nothing to do with the credit score. Banks check income level to ascertain the repayment capacity of the applicant and if it finds out that the applicant won’t be able to repay the loan based on the existing income, then it may reject the Loan application. There is no connection between credit score and income level for loan eligibility.Similarly, your nature of the job doesn’t impact your credit score. Whether you are in a job, business or self-employed, it does not have any influence on your credit score. Creative CommonsAmount In Your Bank AccountIt is a good habit to maintain some liquidity in your bank account, but if you do not keep enough balance in your account, then you need not worry as it has no impact on your credit score. Sometimes banks penalise the customer for non-maintenance of monthly average balance (MAB) or keeping less money than the required minimum balance, but such charges have no consequence on the credit score.The way you manage your savings bank account has nothing to do with your credit score, but you must manage your bank accounts properly to avoid unnecessary charges. The way you manage your bank account reflects how financially disciplined you are.Debit/ATM Card Or A Prepaid Card UsageSome people confuse between the Debit Card and the Credit Card and therefore they have the misconception that using the debit card can impact the credit score. It is important to understand here that a credit card is a spending tool and it is very much like a recurrent Personal Loan instrument which is unsecured in nature, therefore, delay in payment of the utilized amount or a high utilization ratio can negatively impact your credit score. On the other hand, when you use the Debit Card, you can spend only that much amount from such card which is already available in your account. So, debit card or a prepaid card is not a credit instrument, therefore it doesn’t impact your credit score in any way.Impact Of Spouse’s Credit ScoreSome people have the misconception that financial indiscipline by wife or husband can impact the credit score of each other. In actuality, there is no link between the credit score of two individuals. So, the credit report of spouses is independent of each other’s financial activity. However, if you are looking to raise a loan as a co-borrower with your spouse, then the credit score of both the applicant is checked individually. The bank may reject the loan if it is not satisfied with the credit score of any of the co-borrower.Apart from above-mentioned points, your credit score will not get affected by buying or selling an asset, living in a rented home or late repayment of a debt taken from your relative.Things that may impact your credit score are unsecured loan repayment history, credit utilisation ratio, number of inquiry for unsecured loan and settlement of an unpaid loan.So, you should be careful about the things that can really impact your credit score and do not bother unnecessarily about things which have no influence on it.(The author is the CEO of BankBazaar. Views expressed in the article are personal.)last_img read more

WATCH Interactive Exhibition Explores The History Of Human Knowledge at Rices MoodyWATCH Interactive Exhibition Explores The History Of Human Knowledge at Rices Moody

first_imgCombining digital design, painting, lightboxes, music, and a virtual-reality environment, The Demon in the Diagram is NY-based artist Matthew Ritchie‘s abstract conceptualization of human knowledge and thinking throughout history. The exhibition was designed specifically for the two main gallery spaces at Rice University’s Moody Center for the Arts. In the video above, Ritchie describes the show as “both an effort to show the totality of human experience, of thinking, and then also very clearly showing you the way that collapses, or changes, or is altered all the time.” The Demon in the Diagram will be on view through December 22, 2018.Featured music: “Water” by Two Star SymphonyThis segment aired as part of the TV program Arts InSight, October 19, 2018, on Houston Public Media – TV 8.Watch more Arts InSight Houston stories Sharelast_img read more

LIVING FOR THE WEEKENDLIVING FOR THE WEEKEND

first_imgBy Valerie Fraling, Special to the AFROWhat the world needs now is love, sweet love it’s the only thing that there’s just too little of. What the world needs now is love, sweet love. No, not just for some, but for everyone. Look, we don’t need another mountain; there are oceans and rivers enough to cross, enough to last until the end of time. Lord, we don’t need another meadow; there are corn fields and wheat fields enough to grow. There are sun beams and moon beams enough to shine…” Burt Bacharach“In this world of ordinary people, extraordinary people I’m glad there is you.” Sarah Vaughn and Clifford BrownWe celebrate February as Black History month and the month of Love. So, what better time to recognize Black love? Black love has been the backbone of the African American community. The following couples have shown us what Black Love looks like in our community. Their marriages represent from 60 plus years to one month, talking about love.Monica and Lt. Gov. Boyd Rutherford, Vera and James Newton, Mildred and James Harris, Brenda and Ralph Wright, Dana and Ralph Moore, Lisa and Gregory Packer, Deanna and Herb Brown, Gladys and Rob Rice, Candes and Dante Daniels, Del and Dan Henson, Dr. Marcia and Frank Coakley, Helen and Adolph McDonald, Mildred and William Harper, Dr. Toni and Andre Draper, Bishop Walter and Patricia Thomas ,Gloria and James Bogan, Marsha and Charles Owens, Sharon and Roland Campbell, Marietta and Donald Thom, Joyce and Gen. William “Kip” Ward, Blanche and Paul Beckham, Beulah and James Brown.“If a picture paints a thousand words, then why can’t I paint you? The words will never show the you I’ve come to know. If a face could launch a thousand ships, then where am I to go? There’s no one home but you, you’re all that’s left me too. And when my love for life is running dry, you come and pour yourself on me. If I could be two places at one time, I’d be with you. Tomorrow and today, beside you all the way. If the world should stop revolving spinning slowly down to die, I’d spend the end with you. And when the world was through, then one by one the stars would all go out, then you and I would simply fly away.” Telly SavalasBarbara and Dwight Pettit, Andrea and Zach McDaniel, Shelonda and Phil Stokes, Pam and Stewart Beckham, Gwen and Thurman Pinder, Rosemary and Rev Donald Atkinson, Diane and Frank Hocker, Marcine and James Britton, Bishop Josephine and Tommy Ridgley, Dr. Francine and William Billy Hayes, Ann and Barrington Branch, Sadie and Eugene Smalley, Tessa and Andre Sheffield, Joan and Alex Brown, Deleanora and Cordell Boone, Virgie and Arnold Williams.“I found love in you and I’ve learned to love me too. Never have I felt that I could be all that you see. It’s like our hearts have intertwined and to the perfect harmony. This is why I love you, ooh this is why I love you. Because you love me you love me…I found love in you and no other love will do. Every moment that you smile chases all of the pain away. Forever and a while in my heart is where you’ll stay.” MajorDr. Patricia and Kurt Schmoke, Linda and Ken “Stromie” James, Janet and Harry “Sterling” Johnson, Russell and Ernestine Jolivet, Ann and Ray Butler, Wayne and Pat Frazier, Tarsha and Damon Hughes, Sen. Delores and Russell Kelly, Patricia and Howard Jessamy and State’s Attorney Marilyn and Del. Nick Mosby.“The look of love is in your eyes. A look your smile can’t disguise. The look of love, it’s saying so much more than just words could ever say. …I can hardly wait to hold you, feel my arms around you.” Diana KrallSenator Nathaniel and Rachel McFadden, Lawrence and Vera Hall, Judge Jan and Kathy Alexander, Dr, Guy and Joslyn Alexander, Eddie and Sylvia Brown, Novella and Kevin Carter, Ryan and Lisa McNeil, Dr. Vallen and Michele Emery, Errol and Debbie Taylor, Delegate Ben and Teresa Brooks, Chandra and Ellsworth Jackson, James and Jo Evelyn Lewis, Rita and Elvard Cooper, Donald and Judy Rainey, Marguerite and James Walker, Lora and Milton Mayo, Keith and Freehold Lee, Ollie and Mildred Johnson, Zoey and John Sheff and Burnell and Sarah Hurt.Those of us whose love has gone due to death “Tis better to have loved and lost. Than never to have loved at all.” Alfred Lord Tennyson“I am who I am because of you…I will always be yours.” Nicholas Sparks, The NotebookOn the coldest evening of 2019, I witnessed the marriage of Dr. Ashlee and Ryan Turner at the magnificent Grand. The old world and nouveau décor were the picture-perfect venue for the 210 guests at the Black-Tie ceremony. Guests enjoyed a cocktail hour before the formal dinner served by white gloved staff passing hors d’oeuvre, of finger foods, including lambchops, champagne and mixed drinks. The sit-down dinner had guests mesmerized at the beautiful decorated dining room with gold and white décor featuring candle lit tables and assorted huge white floral bouquets. Family and friends came from New Orleans, Atlanta, West Chester New York and Charlotte North Carolina. Ryan a graduate of Mt. St Joe, Bowie and Stevenson University is the son of Mr. & Mrs. Herbert Turner. Ashlee a graduate of Grambling State, Central and Boston’s Northwestern earning her PhD is the daughter of Dr. Audrey Freeman of Pikesville.Happy birthday Murnell Cooper, Reggie “Rod “Thomas, Melvine Turlington, Art Peterson, and Gwen Pinder.Keeping my sister columnist Rosa Pryor and her family in prayer as she funeralizes her brother Joseph Joe Pryor and to Rudy Dillard and family on the death of his sister Joyce Dillard.What’s happening?February 13, 3PM Put on your red dress for Galentine’s Day at Colin’s 3653 Offutt Roadlast_img read more